Commercial Mortgages Dunfermline

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The specialist commercial mortgage division of Empire Mortgages in Dunfermline.

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About Empire Commercial

Our clients trust Empire Commercial for clear, honest advice, reliable service, and results they can depend on. We’re proud to support business owners, landlords, and investors seeking commercial mortgages in Dunfermline, as well as those operating across Fife and the wider Scottish market. As part of Empire Mortgages Ltd, our team brings broader mortgage expertise to every conversation, offering informed, well-rounded advice where commercial and residential needs intersect.

From initial enquiry through to completion, we’re committed to delivering a smooth, transparent experience tailored to each client’s goals. The feedback we receive reflects our personal approach, market knowledge, and dedication to achieving the right outcome for every business we work with. 

Our Commercial Finance Services

At Empire Commercial, we provide a comprehensive range of commercial finance services, specialising in commercial mortgages in Dunfermline for business owners, landlords, and property investors. 

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What we Do

At Empire Commercial, we provide a full range of commercial finance solutions tailored to your business goals.

commercial mortgages

Empire Commercial works with a wide network of UK lenders to find the right commercial mortgage for your business. Whether you’re buying, refinancing, or expanding, we’ll handle the process from start to finish, securing competitive terms that fit your goals.

Buy-to-Let and Property Investment Loans


Looking to grow your property portfolio? We’ll connect you with flexible buy-to-let and investment finance options. Our advisers compare lenders and structure your borrowing to help maximise returns while keeping things simple and stress-free.

Development Finance

We specialise in development finance for new builds, conversions, and refurbishments. Empire Commercial works closely with specialist lenders to deliver fast, practical funding that supports your project from land purchase to completion.

Bridging Loans

Need quick access to funds? Our bridging loans offer short-term finance for time-sensitive purchases, auction deals, or chain breaks. We’ll find a fast, flexible solution to keep your plans on track without unnecessary delays.

Business Loans and Asset Finance

We help small and medium-sized businesses access loans and asset finance for growth, new equipment, or expansion. Empire Commercial matches you with suitable lenders and transparent terms, helping your business move forward with confidence.

Commercial Remortgages

If you already own a business property, a commercial remortgage can help secure a better rate, raise capital, or reinvest in your business. Empire Commercial reviews your current deal, compares lenders, and finds the most cost-effective solution for your goals.

Why Choose Us for Commercial Mortgages in Dunfermline?

Choosing the right commercial finance partner is just as important as choosing the right property or project.

Here’s why businesses and investors across Scotland choose Empire Commercial:

Whole-of-Market Access: We search the entire mortgage landscape, comparing both high-street and specialist lenders to find your best options.

Tailored, Independent Advice: Every client receives bespoke recommendations based on their goals, affordability, and business profile.

Fast, Efficient Service: From initial consultation to completion, we handle every stage with precision and transparency.

Flexible Appointments: Meet us in person in Dunfermline, over video call, or by phone — whatever suits your schedule.

Trusted Expertise: Backed by Empire Mortgages’ 60+ years of experience and FCA-regulated standards, we’re a name you can rely on.

At Empire Commercial, we combine professionalism with approachability — giving you confidence that your business finance is in safe hands.

Contact Empire Commercial

If you’re ready to take the next step in growing your business, speak with Empire Commercial today. Our experienced commercial brokers provide expert guidance from initial consultation to completion, ensuring every detail is handled with precision and care. 

Commercial Mortgages in Dunfermline and Across Scotland

Commercial Mortgage Brokers in Dunfermline and Across Scotland
Based in Dunfermline, Empire Commercial proudly supports clients throughout Fife, Edinburgh, Glasgow, Perth, and across Scotland.
Our local knowledge and national lender network mean we can source the right commercial finance wherever your business is based.

Contact Us

Ready to take the next step? Our team is here to help you find the right commercial finance solution.

Get in touch today and let’s discuss your goals.

Frequently Asked Questions

We know commercial finance can feel complex, so we’ve answered some of the most common questions our clients ask about Empire Commercial and our mortgage services.

If you don’t see what you’re looking for, our advisers are always happy to help — just get in touch for friendly, expert advice.

What Is A Commercial Mortgage?

A commercial mortgage is a loan used to buy or refinance property for business use. At Empire Commercial, we match you with lenders that suit your industry, property type, and long-term plans.

How much can I borrow with Empire Commercial?

Your borrowing capacity depends on the property value, deposit, business performance, and credit profile. Our advisers will review your situation and help determine realistic lending options.

Do you work with limited companies or individuals?

Yes. Empire Commercial supports both individuals and limited companies purchasing or refinancing commercial or investment properties.

How long does the process take?

On average, commercial mortgage applications take between 6–12 weeks, depending on lender response times and legal work. We keep you updated every step of the way.

Can you help new businesses or self-employed applicants?

Absolutely. We understand that every business has a unique story. Our brokers work with specialist lenders who consider new or self-employed applicants on a case-by-case basis.